Living in West Virginia brings unique challenges—ranging from heavy rainfall and flooding to strong storms and winter weather. A dependable home insurance policy protects your greatest investment against natural disasters, theft, and unexpected liability. With the right coverage, you can enjoy peace of mind, financial security, and a faster recovery when life takes an unexpected turn.
Don’t wait for disaster to strike – protect your home and family today!
Driving in West Virginia comes with its own set of risks—from winding mountain roads and icy conditions to heavy storms and uninsured drivers. A reliable auto insurance policy shields you from costly repairs, medical bills, and legal liabilities. With the right coverage, you can enjoy peace of mind, financial security, and a quicker recovery after an accident.
Don’t wait for the unexpected—protect yourself and your vehicle today!
Riding a motorcycle in West Virginia offers incredible freedom—but it also comes with unique risks. From winding mountain roads and sudden weather changes to distracted drivers, staying protected is essential. A dependable motorcycle insurance policy covers you against accidents, theft, damage, and medical expenses, giving you peace of mind every time you ride.
Don’t leave your safety to chance—protect yourself and your bike today!
As an independent agent, we’re not tied to just one insurance company—we work with several top-rated carriers. This gives us the ability to compare rates and coverage options to find the best fit for your specific needs and budget. You get personalized service and competitive pricing all in one place.
$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage
Additionally, uninsured and underinsured motorist coverage is also required. We’ll help you understand these limits and whether additional coverage makes sense for your situation.
Yes! Many of the companies we work with offer multi-policy discounts when you bundle your auto insurance with home, renters, or other policies. Bundling can save you money and simplify your insurance management by keeping everything under one roof.
Several factors can impact your rate, including your driving history, age, location, vehicle type, credit score, and how much you drive. As an independent agent, we shop multiple carriers to find the best rates based on your unique profile.
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Disclaimer: The Smith Family Insurance is an Independent Insurance Agency. The information provided on this website is for general informational purposes only and does not constitute legal or professional advice. Insurance policies vary and may be subject to exclusions, limitations, and terms. Please consult with one of our licensed agents for personalized advice and to obtain the most up-to-date information regarding insurance coverage. Use of this website constitutes acceptance of our Privacy Policy.